From Debt to Wealth is that system. This isn't another finance book full of vague advice like "spend less" and "save more.". From Debt to Wealth by Owen Perce. Title From Debt to Wealth. Follow a complete 12-month action plan - so you always know exactly what to do next Each chapter ends with Key Takeaways and a concrete Action Step, so this isn't a book you simply read - it's a book you use.